We are the largest Fintech company offering 100% online instant loans in Colombia.
Our mission is financial inclusion. We specialize in helping people reach their goals. We simplify processes and value our users' time.
We provide loans and credits with free investment in Colombian pesos to cover unexpected needs, where you can pay in advance. You can obtain credits for your SME or business, to solve quick needs, unforeseen events, pay salaries or take advantage of the purchase of merchandise or opportunity products.
Request loans up to 3,000,000 and from 1 to 6 installments of your choice and we will disburse it to you in less than 60 minutes.
- You only need your original ID and a personal bank account.
- Instant response.
- You can calculate the installments and choose the date on which you want to pay.
- We transfer in minutes to all banks in Colombia.
- We help you increase your credit score and improve your financial history.
Pay your loans easily and online.
- You can cancel in advance and renew your loan at the moment.
- You can pay online, from a branch or nearest store.
- Pay quickly and safely with PSE, Efecty, Bancolombia and other payment methods that we have available.
Renew your loans as many times as you want.
- Immediate disbursement.
- No additional registrations.
- Exclusive benefits.
The Annual Effective Rate (AER) varies according to the credit profile of the loan applicant and the chosen term. In all cases, the applicable AER will be informed before the applicant accepts the loan offer. Minimum AER 25%, maximum AER 28.85 as of September 2024. The client has a revolving credit available for 180 days once the contract is signed. The Solventa Colombia SAS client can pay their debt in a variable minimum time in relation to the amount and type of loan requested, being able to pay in less time at their own will. Solventa Colombia SAS allows the client to generate agreements and extend their payment term from 60 to 180 days, paying the associated costs. The maximum repayment period is 180 days.
Below we list the costs associated with a revolving loan for a net disbursement amount of Five Hundred Thousand Colombian Pesos (COP 500,000.-)
REPRESENTATIVE EXAMPLE of a loan
Requested amount: 500,000
Description of the monthly installment
Capital 80,755
Interest (27.95% effective annual) 8,734
Guarantee (optional) 9,583
Administration (optional) 4,748
VAT 902
Total INSTALLMENT 104,723
The maximum annual effective interest rate (AER) in force in Colombia for September 2024 is 28.85%EA
*This example does not constitute an obligation of Solventa Colombia SAS to offer the price and cost reported, since the AER, amount to be lent and term vary according to the credit profile of the loan applicant. Loan approval will be conditional on compliance with the conditions required by Solventa Colombia SAS. For more information on the conditions, requirements, availability and bonuses of the products and/or services offered by Solventa Colombia SAS, please consult the general and specific terms and conditions published on our home page https://www.solventa.co/tyc
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Solventa Colombia SAS - NIT: 901255144-5 Edificio Torre Zimma Cra 15 # 88 - 64 Floor 5 Postal Code 110221 - Bogotá, Colombia